its the (x) character in your favourite fact (2nd factor password)
so say you have
loginname = fred
password = fredfrog
fav fact = Luv frog
if you get asked for character (x) from your fav fact you enter..
(1) "L" not "l"
(2) "u"
(3) "v"
(4) " " not <return key>
(5) "f"
(6) "r"
(7) "o"
(8) "g"
(9) <return key> because no value there
This is what online banks do in england to try and stop password theft. Even if you watched somone enter it once, the changes are the 2nd factor password question/answer would be different. In fact my bank asks for 3 characters, so i made it a bit easier!
It's a bit OTT but my project is about game security so it's staying in there for now.
If you find it confusing you can make another account just have a simple fact like "f" as your 2nd factor password so if you get asked (1) you type "f" anything else just press <return>
DinoHunter (still no nVidia compo voucher!), CPU/GPU Benchmark, DarkFish Encryption DLL, War MMOG (WIP), 3D Model Viewer