Quote: "So the author thinks he can hack a 4 character password in under 2 seconds? Umm no sorry. Maybe if he used some kind of software, but in that case the times for the bigger passwords are way too long.
"
He's talking about brute force with a typical computer and good software. And no they're not to high. They're calculated averages. Have you ever done a permutation problem with your computer? It's fast enough for the first ... 50 iterations. After that, you're going to be there for a very very long time. That's what makes
The Traveling Salesman problem impossible to compute in your lifetime with modern technology.
Quote: "If someone really wanted to hack your account they wouldn't use a Brute force method."
Did you read the article? It was written by a hacker explaining what he would do to get the average Joe's password. And that would be to use a brute force method using common dictionary words. From what he says, it's actually pretty effective. The point of the article is, if you have a good strong password, you're pretty much immune to that method of attack.
Quote: "It's about getting into their emails which you could have credit card or other important info sent to that you could then have access to. "
Not even so much that. But if he can guess the password to an account that has weaker security (say, a forum or email), chances are your bank account uses the same, or similar, password. Then from there it's just mouse clicking to get what he wants.
Your mother has been erased by a mod because it's larger than 600x120