Let's just not miss the important and blood boiling fact that practically everywhere on the planet, taking money from you is instant, while "the refund process" is up to a quite freely determined time period.
Right at this moment, millions of dollars are in somebody else's hands, taken temporarily from the real owner of that money. This is not just unacceptable, but if you think about it, during that time, those couple companies can practically do whatever they want with these funds, and maybe with some risk, double the money.
I once fell into a nice "up to 60 days" trap of Paypal.
They used up all the 60 days all right... i was so happy i could get a couple penalty fees here and there while my money was unaccessable by the fault,
of Paypal.
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