Going on your dads insurance is a false economy it won't earn you any no claims, best bet for you is probably 3rd party, fire & Theft. Knowing if you wreck your car you get nothing makes you drive realy safely
If you have a modified car I find Priviledge the best.
Do not touch Adrian Flux with a barge poll they ripped me off big time. As far as I'm concerned they are con merchants. Offer you cheap price, then when they got your money, they say something wrong and put it up. If you say "no I don't want it then", they charge you £50 + 1months insurance!!
never ever again!
DinoHunter (still no nVidia compo voucher!), CPU/GPU Benchmark, DarkFish Encryption DLL, War MMOG (WIP), 3D Model Viewer