okay, to clear this up, 'hoser' isn't an insult to a canadian. in fact, we made it up.
everyone has their own term for this, but prior to us becoming the 52 state of the US (my stab at americanization) we used to have a culture of our own.
hoser is a playful jest at a friend, like when you're joshing around and you call someone a geek or a loser, but they're your friend so you're not insulting them. just scratchin' around.
the yank's probably picked up 'hoser' from bob & doug mackenzie from sctv, our internationally acclaimed comedy show from a couple decades back. bob & doug, by all means, are 'typical' canadians. lol.
cheers all
-= i only do what my rice krispies tell me to do =-