I suggest that everybody go out and download Gimp, it is a free paint application, and believe me, the things you can do with this app, are pretty spectactular. Now I have found that you can easily use Gimp to create textures, with bump mapping type effects, however, they are not "truely" bump mapped, because, that would mena that the depth perception would change depending on the ingame light source, Gimp canmake bump mapped images, but the light source will be fixed, for example, take your texture, import it into gimp, click filter>light effect, then place the light on the texture, and go to bump mapping, and click the little check box to turn it on, Your entire image will now become bump mapped depending on where the light is, you can also adjust the specular of the texture to make the effect less noticeable.
Here is a test pic, of a plain with a bump mapped image on it, quite cool eh?
Do not let the limitations of the engine hold you down, there is always a work around.
EEK! sorry for the large file size, it's a jpg, I don't know why it is so huge!
here is a link to the Gimp...
http://www.gimp.org/
Guns arn't the problem, people are the problem, shoot all the people and guns arn't a problem anymore.