What you're looking for is a modeler. Give Milkshape a try. If you're willing to spend $, buy Maya, it's really good for char. modeling. Go to 3dlinks.com and you'll find lots of modelers with some info on all of them: some are free, most are not. If you don't like modeling, look for some free models, but almost always, they come without a texture or animation, so they're useless. Darkmatter is good it has lots of models, fully textured and animated. Also, look in one of the stickied threads in 3d chat, people debated about some modelers there, forgot what it's called. Hope this helps.
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