Perhaps as a suggestion to businesses, perhaps offer downloadable versions to registered customers? Perhaps charge only a small fee for the trouble, so those who break their disks or destroy their copies somehow, there's a service available - better paying £1 for the download than £30 for another copy. This might mean a decrease in pirating.
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Then again I do notice a few immediate problems, what if you sold your copy after getting the downloaded version? Would it then destroy second hand products? Maybe there's a better solution?
Also, just as a point, if the authorities catch you with an illegal download, how do they know that you're not going to distribute it? Consider, illegal versions can be transferred to anybody without having to purchase a copy. How can anybody be entirely sure your reason for downloading is simply as a back up?